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IBM Cloud Authors: Yeshim Deniz, Elizabeth White, Pat Romanski, Liz McMillan, Stefan Bernbo

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GLM Creations Announces eWallet eCHOICE, FUNDME Pensions, and Giftsurance Insurance

eCHOICE PAY is a new payment system consumers can use when they have a selection of various multiple electronic wallets available for a transaction. A wide variety of companies are now offering electronic wallets, including credit card issuers, banks, cellphone providers, and financial institutions. As they all scramble to be the consumer eWallet of choice, GLM Creations is providing the new eCHOICE PAY System so consumers can insure they get the best deal with the best incentives by choosing one of multiple offers from eWallet providers, e.g. offers of price reduction, cash money, rewards, points, and discounts. Known eWallet technology may be used, such as any of the Osaifu-Keitai or “wallet mobile” technologies and eWallets of PayPal, Microsoft, Discover, IBM, USAA, Omaha Steaks, M-Pesa, UnionPay, iZettle, Isis, Monitise, Qiwi, Wanda, and Dell Computers. A transaction is finalized using an eWallet chosen by the consumer.

For example, a consumer selects a television and, using an eCHOICE app on a smartphone, scans the barcode for the TV. Instantly multiple eWallet offers are presented; for example, Visa V.me offers 10,000 airline frequent flyer miles; PayPal offers $2 cash; Isis offers 20,000 reward points; UnionPay offers 3% off a subsequent purchase; iZettle offers a $5 credit; and Google Wallet offers a $10 funding of a retirement account. The transaction is finalized using the selected eWallet.

GLM Creations has also announced a variety of new pension funding methods and new insurance policy products. The new FUNDME and RETIREME pension funding methods provide payments into a retirement plan whenever a chosen action is done, either by an individual or by friends and relatives. Funding of the retirement account can be tied to a wide variety of actions such as making a purchase at a particular retailer, placing a call on a cellphone, attending an event, or accessing an Internet website.

GLM Creations new GIFTSURANCE gift insurance policies make it possible for anyone, or for a group of friends or relatives, to give a life insurance policy as a gift. The accumulation of committed premium payment amounts from multiple individuals for the benefit of a particular person can be done at any type of event, for example at a wedding, birthday party, baptism, marriage anniversary celebration, or bar mitzvah. For more information contact us at (361) 226 3703, (832) 244 1924, or at http://www.GLMCreations.com.

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